These are my personal images and photos that show the beauty of the view from Deer Ridge Mountain Resort and the Great Smoky Mountains National Park, Cobbly Nob and the Gatlinburg, Tennessee area.
Just click the Play button to watch - or click Big Picture to see a much larger slide show on a dedicated page here at DeerRidgeOwners.com.
Deer Ridge Litigation Fund
Do you, as an owner at Deer Ridge Mountain Resort, believe we are ALL entitled to have access and be able to copy the books and records of our Homeowner's Association?
So, do I.
But, apparently, Employee Joe Thomas and President Luther Parker and the Board disagree - and are doing all they can to block access, publication and candid discussion of the Asinine Assessment, special deals and favored treatment - at the expense of all Owners.
What ARE they so afraid of us finding out?
Maybe it has to do with the HUGE $10,000 overcharge for my HOA Fees, special assessments, water and cable TV bill - which, in my personal opinion, is due to fraudulent intent or at least gross negligence by the Deer Ridge Board of Directors and / or General Manager Joe Thomas. Please see the posts for details.
We have no choice but to file a lawsuit against GGRC and RML in order to finally, once and for all, make it clear that OWNERS do have a right to all the information about our property and our investment at Deer Ridge.
If you have thoughts and ideas and suggestions, please post them here on this blog.
If you have any clout with the Board, convince them to stop the charade - and let the owners have the information that all owners own!
If you want to help cover the legal costs to get us the right to see the bids for $50,000 for nuts and bolts - and the other background documents for the $353,500 Asinine Assessment, please click on the Donate Button below.
With enough in donations, we can hire BOTH an attorney AND a forensic accountant for the whole process through the Court in Sevier County to make absolutely certain we win EVERY point - and never have to fight Employee Joe and the Board on this stuff again.
Even a $100 contribution will help show that you are in favor of an open and FULLY transparent homeowners' association at Deer Ridge Mountain Resort!
Thanks so much to those of you who have already contributed!
GENERAL DISCLAIMER FOR ALL PAGES AND POSTS AND EVERYTHING ELSE I DO OR SAY REGARDING DEER RIDGE AND ANY AND ALL RELATED PARTIES:
Note: The following, and the information on any and all other posts and pages by me about General Manager Joe Thomas, GGRC, RML and /or the Board of Directors and its members, or any related topics, are my personal opinions based on my ongoing investigation into the actions and inactions of the GGRC and RML Board of Directors and / or Joe Thomas, General Manager.
While I believe these allegations to be true based on my objective analysis, these opinions remain as only allegations until I, or others, prove things in court.
My goal is to offer all owners all the information and evidence that I have available so that everyone can reach their own conclusions.
Please note the obvious:
Everything I ever say or write in person, via emails, or on my blog, about Deer Ridge or any and all related entities and organizations or any and all affiliated personnel or owners, is strictly my own personal opinion of course - based, in part, from my owning a unit at Deer Ridge for over five years - and on my own personal history.
That history includes earning a Presidential MBA degree, being awarded a Bachelor of Science, With Honors, in Engineering Physics from UT, working for NASA as a rocket scientist at Marshall Space Flight Center, 30 years of CEO experience directly employing and managing many hundreds of people at multiple companies I personally started and operated (including one that I took public), 15 years experience buying and selling over $100 million of property and managing more than 45,000 rental units - AND being able to read and do four-function arithmetic.
Legalese - And Powered Wig - Off
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Welcome to All Deer Ridge Owners
Welcome to all owners of Deer Ridge Mountain Resort condos in Gatlinburg, Tennessee.
My goal is to help all Deer Ridge owners to have a voice in the management and operation of your property.
Click on the TITLES of any of the following subjects to read the whole posting - and see the comments made by your co-owners. You can also type any term into the below search box, or any word or term in the search cloud.
Click the big image at the top of the page to return to the front page at any time.
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Investment Analysis For A Rental Condo At Deer Ridge
Will you really lose $40,000 cash if you buy a rental condo at Deer Ridge and use Ridge Management Ltd?
As an owner-occupied home, Deer Ridge is an incredible value with THE best view in the Smokies and great amenities.
However, several owners and would-be owners of Deer Ridge condos have asked me if these units are a good rental property investment or not. To help answer that question
objectively, I had to analyze the real moving parts of buying and owning here.
Get my complete, detailed investment analysis based on buying a rental condo unit at Deer Ridge Mountain Resort in Gatlinburg, Tennessee.
It shows what you MUST do to make money when you buy a rental unit at Deer Ridge.
Every Dollar You Pay For Deer Ridge Is The WRONG Amount!
Please read the various posts here on this Deer Ridge Owners Blog - and see my evidence and analysis which I believe shows conclusively that EVERY dollar of HOA Fees, EVERY dollar EVERY special assessment, EVERY water bill and cable TV sent out for YEARS to ALL Deer Ridge Owners has been wrong!
In many cases at least ONE THIRD of ALL owners have been GROSSLY overcharged. My calculations show that I have been overcharged more than TEN THOUSAND DOLLARS in the past 50 months I've owned at Deer Ridge.
The Board has been WRONGLY and arbitrarily ignoring the requirements of the Master Deed and the Bylaws for YEARS.
If my analysis is correct, the Board has zero choice. They MUST abide by the Master Deed Percentages.
But they haven’t.
However, if the Board knowingly ignored the clear directives of the Master Deed and the Bylaws when allocating costs to various unit types, and overcharging certain unit types on a regular basis, my opinion is that the Board and Joe Thomas may have acted fraudulently.
If they have not been fraudulent, then they have been, at the very least, grossly negligent.
Read the various blog postings - and judge for yourself.
Comments Welcome From All Visitors
You are welcome to leave your comments on the various posts on the blog. You no longer have to be registered to comment. (Even regular contributors had trouble remembering their log on passwords!)
Note that SPAM blockers are in place - and all comments require approval to be visible.
So, let's hear from you on these topics!
To view the comments, you need to click on the post topic to see the entire post and the comments.
"We do not believe any group of men adequate enough or wise enough to operate without scrutiny or without criticism. We know that the only way to avoid error is to detect it, that the only way to detect it is to be free to inquire. We know that in secrecy error undetected will flourish and subvert." — J. Robert Oppenheimer. This includes the Board of Directors of Deer Ridge Mountain Resort.
During the court hearing that was held on December 9, 2011, Judge Rex Ogle ruled that the parties would be required to participate in court ordered mediation.
Unfortunately, this mediation, while court ordered, is not binding. If history is any indicator, the “board” will not participate in good faith which will mean that the mediation will be a complete waste of time and money.
My strong preference would be to turn this over to binding arbitration so these matters could be cost-effectively finalized. But the “board” has no interest in this – and the judge cannot order this. So, we are stuck with probable meaningless mediation.
While we had tried to short circuit this whole process with our motions for summary judgement, the judge made it clear during the hearing that he was not going to rule on any of the issues – and he seemed relieved to find out that we had requested a jury trial. So be it.
Jury Trial
We will do what we can to expedite the mediation so that we can quickly get it out of the way – and move to set a trial date as quickly as we can - once our interrogatories and depositions of Joe Thomas, board members and current and past employees are completed.
We are actually looking forward to showing 12 jurors our proof of the multiple violations by this “board.”
We can’t wait to show how the “board” has squandered 40% of every year’s HOA fees for 16.5 years on RML’s negative cash flow.
We can’t wait to show the jury how the “board” has wasted an average of $116,000 a year, EVERY YEAR, on feeding the negative cash flow of an illegitimately formed RML for a total of nearly $2 million.
We believe that a jury of our peers will see the ongoing bias and discrimination against any owner who does not use RML.
We believe that the jury will see from the evidence that Joe Thomas and the “board” have slandered and libeled me for years, including portraying me in a “false light.”
We believe that the jury will see the self serving benefits that Joe Thomas, board members and other “insiders” have enjoyed at the expense of other owners, including the “trade out” use of units that were not owned by these insiders.
We believe that the jury will see that the strained interpretations of the Master Deed by Joey and the Gang are transparent abuses of power that ignored the requirements of our governing documents.
We believe that the jury will see the ridiculous requirements for reviewing the books and records for what they are: Intentional, multiple road blocks that are fully intended to actually keep the GGRC books and records out of the hands of owners – all an intentional and flagrant violation of the Tennessee Horizontal Property Act.
We believe that the jury will empathize and share our anger at how this “board” has arbitrarily and capriciously run Deer Ridge as their own private fiefdom for years.
We genuinely believe that 12 jurors who are all our peers will rule in our favor on all counts – and will require ALL the changes we have sought at Deer Ridge Mountain Resort – along with awarding us damages, interest and a return of all of our overcharged HOA fees and assessments.
For these, and other reasons, we very much look forward to this jury trial.
New Derivative Action Lawsuit
In addition to all of the above, we are currently preparing a new derivative action lawsuit against Joe Thomas and all individual board members.
This lawsuit will be brought by at least seven current Deer Ridge owners.
These owners will sue the Gang of Six on behalf of GGRC as a way of forcing this renegade “board” to shut down the money losing RML and force them to abide by the multitude of Master Deed and Bylaws that the “board” continues to violate. More about this derivative action lawsuit in the near future.
They Started It – We Will Finish It
As one owner stated in a posting here on this blog, “The board started this. They sued Robert first. And they are wasting all of our money for their own agenda and vendetta.”
I obviously agree – but we will do what we need to do to finish this – and finish it right.
Luther Parker, and the rest of the Deer Ridge Board, are at it again.
Luther Parker is lying to all Deer Ridge owners when he fraudulently claims that RML is making a profit and supporting GGRC.
Of course, there are so many lies, distortions and other misrepresentations in the recent letter that went to all owners. Luther and the rest of the Gang of Six are trying desperately to stop the flow of more owners terminating their RML contracts and signing up with Cobbly Nob Rentals.
The focal point here on this post is “The Big Lie” that Luther, Larry Ohm and Joe Thomas repeat as a litany. Their other lies will be addressed with other posts. Luther and the Gang must be using Hitler’s Mein Kampf as their operations guide regarding RML “profitability” where they learned about “The Big Lie” – or how to use a lie so “colossal” that no one would believe that someone “could have the impudence to distort the truth so infamously.”
Let me prove to you, beyond the shadow of ANY doubt, that Luther Parker is lying to all owners at Deer Ridge about RML.
The Big Lie: RML Makes Our HOA Money
OK. Here is a snippet from Luther’s letter of November 15, 2011 about RML and other assorted lies, distortions and other misrepresentations:
Luther states, unequivocally, that “RML does not cost the HOA. In the past it funded GGRC approximately $45,000 per year.”
He goes on to state that, “The cost to operate GGRC remains the same with or without RML. HOA fees would not be cut in half.”
Really, Luther?
Luther’s statements, less than two weeks ago, indicate to me that, in my personal opinion, one or more of the following is probably true:
He is lying.
He is senile.
He is either ignorant or stupid.
He does not understand business and math well enough to read financial statements.
I personally feel like Luther’s statements have got to be based on one or more of the above choices. Let me show you why – and you can reach your own conclusion about Luther Parker.
The REAL Truth – Not Luther’s Bizarre “Truth”
OK, Luther, please pay attention this time. This is the same thing I’ve showed you before based on YOUR information. If you can stay awake long enough, maybe it will finally sink in this time – and you will stop with the repeated “Big Lie.”
If you click The Real RML Facts, you can download a packet of information that I’ve assembled for all to see, including the Judge in our litigation against Luther Parker et al:
A detailed 16.5 year history of the ACTUAL financial results for RML. (It only goes through June 30, 2011 since we have yet to get the financial results for the last half of calendar year 2011.)
The basis for EVERY number of my analysis only comes from THREE sources which are all included in the Real RML Facts Packet for your scrutiny.
One of the three sources is 10 years of AUDITED financial results for RML covering the years 2001 through 2010. All of these audits were completed by GGRC’s auditors, Hickman And Company, P.C., Certified Public Accountants.
The second source of data is from a Joe Thomas presentation at the 2005 Annual Owner’s Meeting. As we all know, Joe Thomas is the general manager around here of both GGRC and RML…oh, and the other conflict of interest position: principal broker of Ridge Resort Realty. You will see in your Packet Joe’s presentation on the performance of RML includes three sheets showing the income, expenses and net income and loss for all years from 1995 through 2004. The packet also contains the underlying worksheet prepared by Joe Thomas that was used for the fancy PowerPoint presentation. (Please ignore Joe’s headline on the PowerPoint presentation that says, “Rental Company Nine-Year Performance.” As everyone else knows, besides Joe Thomas, Years 1995 through 2004 is TEN YEARS of performance.) In spite of Joey’s inability to do simple four function arithmetic for his headline, we will take at face value that all the number in the spreadsheets were done correctly by someone else. Now, remember, all those numbers are Joe Thomas’ numbers – not mine. (I did not have the audit reports before 2001. For some reason, Joey and the board are unwilling to give me copies – but I will assume that Joe Thomas was probably not lying to owners when he prepared his 2005 Owner’s Meeting report on RML’s performance…and that the numbers for those earlier years were based on the audit numbers.)
The third, and last source of data for The Real RML Facts Packet, is from the August 2011 “board” meeting. The board minutes, as prepared by our own David Barone, quotes Larry Ohm, CPA, as stating that the combined RML loss for the first six months of 2011 equaled $58,077.57. Again, these are THEIR numbers – not mine.
All of these documents are what was handed out at annual meetings or mailed to Deer Ridge owners – and does not include any additional documents or insights that I might have been gained from the document production resulting from our current litigation against Luther Parker, Joe Thomas and the rest of the “board.”
Your Real RML Facts Packet contains copies of ALL of these documents for your review. Don’t take my word for it – verify that every number on my summary spreadsheet is accurate and taken from the three source documents.
Here’s the photo of Larry Ohm’s admission of the RML loss for the first six months of 2011:
The fact that the Gang’s motel business lost over $58,000 in six months time is scary – but the real and complete story is much worse.
So, Luther, the following is my PROOF – based on YOUR numbers – that you are lying when you made the above statements in your letter from two weeks ago.
The 16.5 Year History Of How RML Has Lost Deer Ridge Owners Over $1.9 MILLION – And Still Counting
Yep. We are really talking about a TWO MILLION DOLLAR LOSS by RML.
Let’s see what happens when we take all that information from those three sources and use THEIR numbers for all of our calculations.
PLEASE CLICK IMAGE FOR THE BIG PICTURE
You will need to click on the above image to make it big enough to get the BIG picture – and to see just how “bizarre” Luther Parker’s Big Lie has grown.
Here’s the summary from the above page so you can see the bottom line:
Even using the straight numbers from the three sources show an aggregate net loss over 16.5 years equal to $410,840. This, by itself, shows Luther Parker is lying to you.
If the $58,078 that was lost during the first half of 2011 is extrapolated, this means that Joey and the Gang will lose $116,156 of OUR money for all of 2011.
If the above 2011 extrapolation is correct, then the above $410,840 loss becomes $468,918 for the 17 years.
Luther, in case you don’t understand, if RML loses money, there are only two sources for it to get more: a bank loan and from the individual owners of Deer Ridge condos. Period. RML has a bank line of credit of about $40,000 – but it is guaranteed by OUR HOA monthly assessments. So, again, all those losses really have to get covered just from one place: out of the pockets of ALL owners – whether we use RML or not.
Luther, do you realize that RML has lost $108,047 just during the past 18 months!!!
Are you still with me, Luther? I am trying to put this in baby talk so you can follow the logic. Now, remember, Luther, all of this is from YOUR numbers!
The above numbers already prove that Luther Parker was LYING with his statements in his letter from two weeks ago. Period.
But wait – there’s more!
If you look closely at the audits and the nine, oops, ten year RML performance compiled by Joe Thomas, there are a couple of suspect line items.
One is “GGRC Assessments” that shows as income for RML. What was the source of this income? Well, the wallets of ALL Deer Ridge owners, of course! In other words, RML assessed our HOA, GGRC, in the aggregate amount of $200, 556 during that 16.5 year period. So, that increases the real loss from RML by another $200,556.
But wait – there’s more!
The other line item is “GGRC Charged – Management Fees.” This is not for managing the condos of owners. They currently charge owners a 50% management fee for that. This ”GGRC Charged – Management Fees” is what they are charging to “manage” GGRC! If you remember, this is something we can outsource to a professional HOA management company for $1,680 a month – and that includes all the accounting! This approach would have added up to less than $333,000 over 16.5 years. Click Fire Joe Thomas for the details of this bid.
Instead, Joey and the boys, chose to charge OUR HOA a whopping $1,305,538 for them to oversee and manage our tiny 84 unit complex. Again, this has nothing to do with the needs of RML and it’s own management needs – this was just another way for Joey and the Gang to gouge ALL owners to help support their motel business.
So, just like “GGRC Assessments”, the “GGRC Charged – Management Fees” shows as “income” into RML. And, just like with the ”GGRC Assessments”, every cent of it comes out of the pockets of ALL owners at Deer Ridge!
Still, with me Luther? You haven’t dozed off or had another one of those “senior moments”, have you?
The important part for you to finally get is that the “income” from ”GGRC Assessments” and “GGRC Charged – Management Fees” are bogus income items. They are not monies earned from outside tourists or cabin owners. Every cent of it has come out of the pockets of OWNERS at Deer Ridge!
What this means is that, over the past 16.5 years, all owners have lost $410,840 as a net loss, PLUS the “GGRC Charged – Management Fees” that cost ALL of us $1,304,538 PLUS the ”GGRC Assessments” that cost ALL of us another $200,556.
This equals a GRAND TOTAL LOSS CAUSED DIRECTLY BY RML = $1,915,934. And counting!
Again, Luther, all of this is from YOUR numbers. It also does not include a lot of “hidden” costs that you have wrongly misrepresented and attributed to GGRC as operating costs when, in fact, they were really RML related operating costs. These hidden amounts are massive – but have been left off this analysis until we can finally see the really books and records from ALL accounts. But, I bet you know the real truth, don’t you, Luther? I wouldn’t be surprised when all those misallocations of expenses are taken into account, that our RML motel business has cost all GGRC owners more than $3 MILLION. Is that about right, Luther?
Grand Total Loss Caused By RML Over 16.5 Years = Nearly Two MILLION Dollars In Provable Losses
Whew.
I know that was a lot for you to grasp, Luther, even with me putting it into baby talk for you. I know you need a nap – but please stay with me for just a little longer so I can tie the ribbon on it for you.
As you can see, using ONLY your numbers, it is BIZARRE how you can even lie with a straight face that, “RML does not cost the HOA. In the past it funded GGRC approximately $45,000 per year.” and ”The cost to operate GGRC remains the same with or without RML. HOA fees would not be cut in half.”
Wake up, Luther! Pay attention! Have someone explain financial statements and business to you so you can “get it” and not be embarrassed by your ongoing BIZARRE behavior that forces you to lie to all owners.
Do you realize, that the verified loss of $1,915,934 out of the pockets of ALL Deer Ridge owners means RML is losing money.
Do you understand, now?
Do you realize that if you and Joey and the rest of the board had not lost all that money, every owner at Deer Ridge could go OVER SIX YEARS without making ANY monthly HOA fee payment!
Do you realize that without this RML motel business burden that everyone’s HOA monthly fees could be cut in HALF?
If you still don’t get it, find a sixth grader to explain it to you.
That’s MY Proof – Where’s YOUR Proof, Luther?
Luther, I’ve laid out every line item of MY proof, using YOUR numbers, to show that the real loss from RML is at least $2 million…and climbing – as long as you try to keep your motel business operating out of the wallets of ALL owners.
It is not “false light” when there is proof of your lies! And, I believe you, and ALL owners, will find the above analysis to be inarguable proof of those two lies in your latest letter. (As I said, there are SO many lies by Luther and the Gang, that I have to break them apart to step through the proof like I did here.)
But, where is YOUR proof? No more arm waving allowed, Luther.
Let’s see YOUR detailed analysis that proves that “RML does not cost the HOA. In the past it funded GGRC approximately $45,000 per year.” and ”The cost to operate GGRC remains the same with or without RML. HOA fees would not be cut in half.”
Prove it, Luther.
Show all the owners why you are not the liar you appear to be.
Or, man up and admit you lied because you just didn’t understand business and how to read a financial statement – and that you have been bluffing your way through life as someone who actually knew something. Based on how badly and completely inappropriately you have misdiagnosed me as “bizarre” and “anti-social”, I have very serious doubts that you have that PhD in psychobabble that you claim.
Since you lied about RML, maybe you are lying about your own credentials – including the claim that you have some kind of doctorate – or maybe it is one of those mail order degrees.
Once And For All – ALL Owners Can Now See The Truth
Now, Luther, you and the Gang have equal access to all of this same information. You even have Larry Ohm, who claims he is a CPA, on the “board.” Most of us would expect that if you combine all six brains that are part of the Gang of Six, you all would have been able to do this same level of analysis that I’ve done.
The disturbing part is that either answer is not good for the owners at Deer Ridge.
If you all were incapable, between all six brains, to do this simple analysis, then none of you have any business running GGRC since you are obviously grossly incompetent and/or grossly negligent.
If you were capable of doing this analysis, and knew the truth, but still chose to all lie to all owners about the real cost of running your motel business, then that level of misrepresentation and misappropriation should be considered criminal in my personal opinion.
Either way – stop telling The Big Lie, Luther – and start shutting down RML immediately before it continues to lose all owners even more millions of dollars.
You, and every individual “board” member has an individual fiduciary duty to protect the assets of ALL owners.
The FACT that you are losing MORE millions of dollars by keeping us in the motel business is more proof that you all are violating that fiduciary duty with your continued gross incompetence and gross negligence.
The Deer Ridge “board” has recently sent all owners two mailings.
Interestingly, they paid for postage and personnel time out of all of OUR money – in spite of their recently claimed decision to save owners money by only using email and postings to the GGRC website for all future correspondence to owners.
I guess panic on their part forces them to do even more dumb things.
Both of their mailings were filled with so many blatant lies, misrepresentations and “false light” propaganda, it is hard to know where to start…so, I’ve decided to break apart my responses into segments….so stay tuned for more responses in upcoming blog posts.
First, The Good News!
As a direct result of my efforts to find all owners a better rental management company deal, I have personally forced RML to lower their fees for the 62 owners that were on RML. The Gang of Six has lowered their outrageous rip off 50% management fee back down to a still above market 40%.
Like me or not, agree with me or not, this happened solely because of the deal I negotiated for all owners with Cobbly Nob Rentals. If I had not done this, I can almost guarantee that all 62 owners would have paid the 50% fee for at least all of 2012 and probably way beyond.
If your unit has gross rentals of only $10,000 a year, this means that my actions have saved you at least $1,000 for 2012.
For all 62 owners using RML, this amounts to a $62,000 aggregate savings for 2012.
The “board” likes to falsely tout that I have cost GGRC $17,000 for legal fees as a result of my trying to force them to abide by our governing documents and Tennessee state law – and their two lawsuits against me to try and shut me up. (As one owner put it: They sued me first. So they are responsible for wasting all of our money on legal fees.) Well, even if that were true that I cost GGRC $17,000 (which I did not), then this extra $62,000 that will now end up in the pockets of owners, instead of Joe Thomas’ pockets, more than offsets their wrongly claimed $17,000 cost!
RML users, you’re welcome – but there are even better savings by only paying Cobbly Nob Rentals 35% instead of 40% to RML…plus, Cobbly Nob Rentals’ track record of 50% to 60% economic occupancy is significantly higher than Joe Thomas’ abysmal 38% average economic occupancy!
All of this means that you would very likely still end up with thousands of additional dollars in YOUR bank account at the end of 2012 if you make the move to Cobbly Nob Rentals. But more about that later.
If Not For Me, How Many Years Would You Have Been Ripped Off By RML?
By the way, do you realize that RML was ripping off all owners for the same 50% management fee when I bought my unit in August 2005?
Do you realize that it was through my “bizarre” and “anti-social” behavior that I was able to effectuate change to the benefit of those owners using RML back then? Check the records, email trail and the old web site postings to verify the facts for yourselves. (“Bizarre” and “anti-social” are just two of the slanderous and libelous terms used by Luther Parker and the Gang to try and put me into a “false light.” If you notice from their mailings, Luther and the Gang try to do that to anyone and everyone who objects to the way they want to run their little fiefdom.)
What I believe that management fee history means: That Joey and the Gang of Six would NEVER have changed the RML management fee back to 60/40 from its current 50/50 rate – and would have continued to rip off RML users for at least the next five plus years.
This means that my actions to successfully break the RML monopoly could save each owner $5,000 over the next five years for a total savings for all RML owners of $310,000 more bank deposits in their bank account instead of the bank account of RML and Joe Thomas.
You are welcome.
Gee Joe, What Changed?
There is one quick corollary to this change by the board: Why were they overcharging these 62 owners by over $62,000 a year to begin with if you can now give up that overcharge so quickly and easily???
Gee, Joe, what changed in the last 100 days since you raise the rate on these folks? (By the way, you all are STILL being charged the 50% fee at least until the end of 2011.)
Did something change in the way of spectacular performance of RML to do away with RML’s annualized $120,000 in claimed losses that necessitated this change? (Note to owners: The real loss is over $150,000 a year. Click RML Real Loss for details.)
Did Joe Thomas give up his entire annual compensation and benefits so that the full $120,000 annualized RML loss would be wiped out completely? Is that why all of a sudden there was no need for continuing to rip off the RML users by the incrementally increased $62,000 a year?
Or, much more probably, did they find out that with the monopoly broken, owners were not going to choose RML once they discovered that other companies offered a much better deal!
Not A Single Penny To Me – And A Lot More Dollars To You
Joey and the Board wrongly preach that I am in some kind of partnership with Cobbly Nob Rentals. I am not.
I also had deals from other management companies but they were at 40%. Greenbrier, which recently merged with Cabin Fever in Pigeon Forge, was one company that was interested in managing Deer Ridge condos. If anyone is interested, I will be glad to forward their package to you.
Also, to again be crystal clear, I certify that I am receiving zero compensation or consideration of any kind as a result of any owner renting from Cobbly Nob Rentals or any other management company. Period.
I just want Deer Ridge Owners to make as much money for THEIR pockets as possible. The good news is that I have already succeeded with that goal…even if zero owners change to Cobbly Nob. (Last count I heard was that 11 owners had made the change or were in the process of changing to Cobbly Nob Rentals.)
Again, the good news is that even for those of you who unwisely stay with RML, you as a group are $62,000 better off in 2012 – and over $310,000 over the next five years. The better news is that you can make a whole lot MORE money by making the change to Cobbly Nob – and help us in our fight to shut down the illegitimate RML which has already lost GGRC owners $2 MILLION.
In the meantime, Merry Christmas! Enjoy the extra money in YOUR pockets!
To: Luther Parker and All Other Individual “Board” Members
Re: Presentment Of Demands To All Individual Board Members On Behalf Of GGRC
Date: November 10, 2011
On behalf of, and representing, Gatlinburg Golf and Racquet Club, aka GGRC, I hereby demand the following from all individual board members of GGRC and Ridge Management, Ltd. (“RML”).
That RML be immediately shut down to stop the hemorrhage from massive cash flow losses that are jeopardizing GGRC’s financial future.
That the 2012 budgets reflect no activity for RML.
That Joe Thomas be fired for cause as a result of ongoing massive losses caused by his management of RML and the inability of GGRC to pay his excessive and above market compensation.
That the 2012 budgets reflect that all HOA monthly fees be cut by 50% as a result of no longer losing money from operating RML and no longer paying the above market compensation of Joe Thomas.
That an insurance escrow account be established and funded in full accordance with the GGRC Master Deed, Article X, entitled “Insurance”, that provides in Section 3 that all owners are to pay a separate check for their pro rata share of the Common Expense for insurance so that it can be deposited into a separate trust account.
That all discrimination against resident owners cease immediately.
The above points are more fully described below.
However, the bottom line: If these demands are not immediately and fully implemented, we intend on pursuing an emergency request for the Judge in our case to place a court appointed receiver in charge of all aspects of Deer Ridge Mountain Resort and remove this board and Joe Thomas from any and all decision making.
If these demands are not met, we intend on presenting motions for this and other actions, during the scheduled December 9, 2011 hearing on our motion for partial summary judgment.
Immediately Shut Down RMLAnd Fire Joe Thomas
You admitted in the August 2011 board minutes that RML lost over $58,000 for the first six months of 2011. You admitted you were arbitrarily shifting approximately $16,000 in RML expenses to GGRC in order to “cook” the books and misrepresent the real cost of operating RML.
This admitted loss extrapolates to a nearly $120,000 admitted loss for RML each year. By my calculations, the real loss with honest cost accounting is over $150,000 a year. This represents over HALF of all HOA fees collected each year from all Deer Ridge owners.
As a consequence, by shutting down RML, our HOA would no longer have to pay these monies out to support RML and could cut all HOA fees in half – which is the best thing for ALL owners.
As you know from prior correspondence, I have successfully negotiated a rental management deal with Cobbly Nob Rentals. They are bigger, more experienced, generate better results for owners in gross collections and is significantly less expensive than RML. RML is, in fact, charging all Deer Ridge owners a rental management fee that is 43% higher than the Cobbly Nob Rental deal.
As a consequence, all owners are better off using Cobbly Nob Rentals than RML for two reasons:
They get to deposit that extra 43% in their own bank accounts
All owners save half of their annual HOA fees that are currently being squandered on supporting RML’s huge negative cash flow.
RML has always lost owners a lot of money. By my calculations, over $1.3 million. By Joe Thomas’ own accounting, even with improper cost accounting, RML lost GGRC home owners over $359,000 over a ten year period from 1995-2004.
Again, these are numbers from Joe Thomas showing at LEAST a $359,000 loss that was paid for out of the pockets of every Deer Ridge owner during this 10 year period.
Irrespective of the fact that I believe that RML is totally illegitimate according to our Master Deed and Bylaws, the above numbers show how incredibly stupid it is for GGRC to be in the motel business.
There are only massive losses and no upside potential for Deer Ridge owners. And, with the deal that I successfully negotiated with Cobbly Nob Rentals, all owners who want to rent their unit now have a much more cost effective solution by a better, more established and successful company that let’s them keep 43% more money in their pockets.
How can you all, as individual board members, even recommend that any owner waste 43% more of their money by using RML when there is a better alternative available to all owners who want to rent their unit at no cost and no risk to GGRC?
How can you all, as individual board members, even recommend that RML be continued when it is clearly NOT in the best interests of GGRC and all owners when HALF of all HOA fees are going to feed the huge RML negative cash flow?
How can you all, as individual board members, even recommend that RML be continued when you are wrongly charging at least 20 owners who do not use RML services – and still get charged pro rata for the massive cash flow loss of past years and even the first six months of 2011?
As a consequence, prudent management requires that RML be shut down immediately and certainly before the end of calendar year 2011 so that GGRC and all owners do not continue to hemorrhage massive losses from the bank account of GGRC and the pockets of all owners.
Every month of delay is costing GGRC nearly $10,000 right out of our bank account – and those funds are lost forever. And, each month that goes by where more and more Deer Ridge owners give RML their 60 Day Termination Notice so they don’t have to pay the 43% higher fee – the negative cash flow for RML will skyrocket.
For every two dozen owners who are smart enough to change from RML to Cobbly Nob Rentals, RML will lose another $120,000 a year or more.
This would DOUBLE the current $10,000 a month negative cash flow to $20,000 a month – or nearly $250,000 a year LOSS from RML!
As a result, any budget projections shown by Joe Thomas for RML for 2012 will be based on smoke and mirrors since he has no way of knowing how many of the 63 owners that started the summer with RML will stay with RML. As I understand it, Cobbly Nob already has signed contracts or indications of intention from a DOZEN owners.
Are you going to DOUBLE everyone’s current assessment to cover this huge negative cash flow and keep us all in the motel business, no matter what?
What happens if or when three dozen or even four dozen owners are smart enough to keep that extra 43% in their pockets?
How much will you lose us between now and the inevitable end when you will have no choice but to shut down RML?
It is past time to shut down RML. Shut it down!
On behalf of GGRC, I hereby demand that the individual board members vote during the November 11-12, 2011 budget board meeting to shut down RML before the end of 2011. This presentment is to officially put each and every board member on notice that you are considered to be guilty of gross negligence and gross mismanagement by continuing to squander GGRC assets through your ongoing operation of RML.
As such, you may not be afforded any protection under the indemnification clauses of our Master Deed and Bylaws and may be held personally accountable for the repayment of these squandered funds.
Part of this shut down also includes firing Joe Thomas who is directly responsible for the abysmal results of RML for the past two decades.
GGRC does not need his services nor his exorbitant pay package that is significantly above market. On behalf of GGRC, I hereby put all individual board members on notice that you are guilty of gross negligence and gross mismanagement by continuing to squander GGRC assets through your ongoing employment of Joe Thomas.
Cut ALL HOA Fees In Half
As the arithmetic shows, without RML and without the huge salary package of Joe Thomas, over half of our annual HOA fees could be cut so that ALL owners benefited from these reduced costs.
On behalf of GGRC, I hereby put all individual board members on notice that you are guilty of gross negligence and gross mismanagement by continuing to squander GGRC assets by overcharging all owners for their monthly and annual HOA fees and demand that the 2012 budget for GGRC properly reflect HOA fees that are HALF of the current amounts charged to ALL owners.
Insurance Escrow
It is clear that you all, as individual board members, have not established and maintained the required insurance escrow account that is mandated by the GGRC Master Deed.
To protect all owners, the Master Deed (see below) requires that all premiums are escrowed in a separate escrow account to ensure that the funds are available when the annual premium becomes due…and that the full amount of the premium is required to be totally escrowed at least 60 days prior to the due date of the annual insurance premium.
I am highly concerned that there has never been any attempt of any kind by Joe Thomas and the “board” for any owner to abide by this requirement since my purchase in 2005.
I am further concerned that all owners at Deer Ridge are not being afforded the economic protection provided by Article X Section 3 of the Master Deed. I believe there may not be any separate escrow account established and properly funded in accordance with Section 3 of Article X.
Since the annual insurance premium is substantive at approximately $50,000, my calculations show that approximately $5,000 should be escrowed each month so the amount of the account balance should be sufficient to pay the annual $50,000 sixty days prior to the due date as required by the Master Deed.
On behalf of GGRC, I hereby demand that the individual board members vote during the November 11-12, 2011 budget board meeting to form and fully fund this required insurance escrow before the end of November 2011.
This presentment is to officially put each and every board member on notice that you are considered to be guilty of gross negligence and gross mismanagement by continuing to jeopardize GGRC assets through your ongoing violation of the above insurance article of our Master Deed.
Likewise, as required by the above section, I hereby demand on behalf of GGRC that the 2012 budget and payment schedule required of each owner reflect that a separate payment be made by all owners that is properly written for direct deposit into this separate and dedicated insurance escrow account.
Discrimination Against Resident Owners
We believe that Joe Thomas and some, or all, “board members” have conspired to discriminate in both overt and subtle ways against resident owners and others who do not use the motel services of RML.
These include:
Instructing and rewarding certain “guests” to intentionally make as much noise as possible in units directly above a resident owner’s unit. We know as a fact that this has happened numerous times and intend on requiring current employees to provide their depositions and/or sworn interrogatories with regard to their knowledge and participation in said harassment as well as having our attorney contact those “guests” who were present during those times of intentional noise harassment. We believe that neither employees or past guests will risk the consequences of perjury to protect known instigators of this activity.
Limiting the use and contents of owner’s balconies and landings in ways that are clearly aimed at resident owner’s use as differentiated from balcony and walkway landing use and needs of tourists who only stay a few days.
Limiting the use of the common area parking lot in ways that are clearly aimed at resident owner’s use as differentiated from parking lot use and needs of tourists who only stay a few days.
Interfering with, or delaying, mail delivery.
Attempting to control property sales to only those new owners who indicate a willingness to use the motel services of RML.
Requiring resident owners to notify the office if they are going to be absent from their own unit for even one night.
Interfering with the use of common areas by resident owners and their guests.
Etc.
On behalf of GGRC, I hereby demand that the individual board members immediately take whatever steps are necessary to stop the ongoing harassment and attempted intimidation of all resident owners and to ensure that it never happens again.
Court Appointed Receiver To Take Over All Operations And Decisions Regarding GGRC, RML and Deer Ridge Mountain Resort
If the above demands are not met during the November 11-12, 2011 board meeting, we intend to file emergency motions with the Court during our scheduled hearing on December 9, 2011.
The first will be to require that all monies be paid to the Court by GGRC that are supposed to be in a separate escrow account for the property insurance that equals approximately $50,000 a year. Our Master Deed requires this separate escrow account to protect all owners. Our “board” has chosen to ignore this part, and so many other parts, of our GGRC documents, with the result that they have put all owners at significant risk. By requiring the funds to be paid into the Court, these monies can be protected.
An emergency motion for the Court to appoint a receiver to take over all management and control of GGRC. The “board” continues to keep our HOA in the money losing motel business. According to their own board meeting meetings in August 2011, they were forced to admit that they lost over $58,000 of OUR money during just the first six months of 2011. This is money that is gone forever from our GGRC reserves. This amounts to almost $120,000 a year. On top of this, they are trying to fool all owners by wrongly allocating an additional $16,000 a year in RML expenses by showing them to be GGRC expenses. If all cost accounting were done properly, RML would be shown to lose over $150,000 a year – or more than HALF of our HOA fees that all owners pay to GGRC each month. I successfully found a better management company for all owners who want to rent their unit. RML charges 43% more than Cobbly Nob Rentals – so there is no need for RML by any owner. Since the “board” is unwilling to shut down RML, and continues to mismanage and negligently operate GGRC, we will immediately seek that a court appointed receiver take over all operations – and remove all decision making from Joe Thomas and every member of the “board.” If we don’t do this, GGRC is at significant risk of being forced into bankruptcy.
These are just two of the additional motions we intend to aggressively pursue in court on December 9th.
Additionally, if the “board” tries to implement ANY changes to the rules and regulations that are deemed to be discriminatory against resident owners, including new limitations regarding balcony use or the like, we will also document this ongoing and flagrant pattern of discrimination before the Court.
It is our strong belief that the Court will take into account the many ways that the current “board” is both blatantly ignoring the governing documents of Deer Ridge and GGRC and creating the financial peril that has resulted from the board’s continued operation of its motel business through RML.
As a consequence, we are confident that the Judge will agree with our motion that a court appointed receiver immediately take over ALL decision making for GGRC – including shutting down RML and making all books and records required by the Tennessee Horizontal Property Act available to ALL owners who want to see exactly what has been happening on this property for the past decade.
Updated Derivative Action Lawsuit
In addition, this document is presentment of these issues on behalf of GGRC to all individual board members. It is our intention to incorporate these demands, including the discrimination against resident owners, in our updated derivative action lawsuit against Joe Thomas and each individual board member.
We expect this updated derivative action, showing at least SEVEN Deer Ridge owners as co-plaintiffs, to be filed with the Court in the very near term.
You Have Been Warned
Individual board members, you have been warned. Govern yourselves accordingly as an individual who can be held individually liable for both gross mismanagement and gross negligence.
On behalf of GGRC,
Robert Goodman, Owner
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Legalese On
GENERAL DISCLAIMER FOR ALL PAGES AND POSTS AND EVERYTHING ELSE I DO OR SAY REGARDING DEER RIDGE AND ANY AND ALL RELATED PARTIES:
Note: This email, and the information on any and all other posts and pages by me about General Manager Joe Thomas, GGRC, RML and /or the Board of Directors and its members, or any related topics, are my personal opinions based on my ongoing investigation into the actions and inactions of the GGRC and RML Board of Directors and / or Joe Thomas, General Manager.
While I believe these allegations to be true based on my objective analysis, these opinions remain as only allegations until I, or others, prove things in court.
My goal is to offer all owners all the information and evidence that I have available so that everyone can reach their own conclusions.
Please note the obvious:
Everything I ever say or write in person, via emails, or on my blog, about Deer Ridge or any and all related entities and organizations or any and all affiliated personnel or owners, is strictly my own personal opinion of course – based, in part, from my owning a unit at Deer Ridge for over five years – and on my own personal history.
That history includes earning a Presidential MBA degree, being awarded a Bachelor of Science, With Honors, in Engineering Physics from UT, working for NASA as a rocket scientist at Marshall Space Flight Center, 30 years of CEO experience directly employing and managing many hundreds of people at multiple companies I personally started and operated (including one that I took public), 15 years experience buying and selling over $100 million of property and managing more than 45,000 rental units – AND being able to read and do four-function arithmetic.
Two Major Issues To Be Decided During December 9, 2011 Court Date
We have a scheduled court date one month from today on December 9, 2011 – that could change everything at Deer Ridge.
On May 25, 2011, I filed a motion for a partial summary judgement against GGRC and the individual “board” members in response to their lawsuit against me for non-payment of the Asinine Assessment.
My motion for partial summary judgment contends that this was a $353,500 “special assessment” that illegitimately required owners to pay the wrong amounts – and to pay for improvements that had not been properly approved.
If I win on just these two points, it will have a massive, permanent impact on the way things are done at Deer Ridge Mountain Resort.
It could mean that the special assessment may be rescinded in full by the Judge – or that everyone’s payment amount has to be recalculated – including requiring the “board” to return part or all of the payments made by some or all owners.
It could mean that the individual board members may be held personally liable to repay over $200,000 that were paid on improperly approved alterations and improvements.
If you click on the below image, you can download and read the full 17 page motion to see our major points of issue.
Why A Partial Summary Judgment?
As you can see from the motion, all we are requiring is that the Judge simply read the GGRC Master Deed and Bylaws and rule on his interpretation of these documents. There is no testimony that is needed – just an interpretation of the documents.
It is my belief that our Master Deed and Bylaws are crystal clear:
That they require a very specific formula for pro rating all assessments, both monthly and special, that are dependent on the size condo you own at Deer Ridge. It is our contention that the “board” continues to violate the governing documents for Deer Ridge by charging the wrong amounts for all monthly assessments and for any special assessments. Based on my calculations, all 30 of the owners who own a 1-1 unit at Deer Ridge are being overcharged by 82%!
That ALL improvements and alterations, irrespective of cost, require BOTH a 75% positive vote of all owners AND a 90% positive vote of all mortgagees. It is our contention that the 75% vote has been rarely done – and that the 90% has NEVER been done. If this is ruled in our favor, this means that the “board” acted ultra vires – which means that they knowingly spent a huge amount of OUR money without the proper approvals – which subjects them to potential liability to repay GGRC these monies.
All we are requesting with this motion for partial summary judgment is that the Judge read the 89 page GGRC documents and rule based on his interpretation.
Our hope is that he will quickly see that our interpretations are the only ones that make any sense – and not the contrived, illogical and stretched interpretations that the “board” has depended on for so many years.
If we lose on the motion for partial summary judgment, we have several other defenses that we will use in the trial – defenses that require evidence and testimony that are not allowed for summary judgement but are allowed in trial. However, we are highly confident that the Judge, upon reading our Master Deed and Bylaws, will rule in favor of our interpretations.
Get Ready For A “Run On The Bank” If We Win This Partial Summary Judgment On Voiding The Special Assessment
If we win just one of the two major defenses in this partial summary judgment AND win this one part of our ongoing lawsuit, it may possibly have the effect of negating the “special assessment” for everyone – especially those who push the issue in Court like we have.
The problem for the “board” is that they and Joey have already spent your money!
In our case, we already have our money – because we were smart enough to not pay it to them in the first place. For all owners who have paid, if we win even one of the two points, I would recommend that you hurry up and get in line to get your money back as soon as you can.
Note: I am NOT an attorney and do not give legal advice. Ever. Period.
However, from a business perspective, I would strongly advise you try and get your special assessment back ASAP.
You might consider taking the above 17 page document to your own attorney and have them use this as the basis of your own lawsuit against GGRC and the board for recovering your own two payments made on the “special assessment.” By using our document as a starting point, you might be able to save yourself some legal fees.
The other, derivative impact will be an immediate, required change to the monthly assessments that all owners pay to GGRC each month.
Repayment of $200,000 By Board Members As Individuals
If we win on the 90% mortgagee issue on this motion for partial summary judgement, it is my hope that this will make the individual board members personally responsible to repay the more than $92,000 (26% of the total “special assessment”) that was illegitimately spent on the walkways and lighting improvements and alterations since their actions were ultra vires.
Of course, this partial summary judgement ruling will just deal with the $92,000 of illegitimate Article XII funds that have been spent without proper authority. Based on my initial analysis of several expenditures made by the board, I calculate that all illegitimate Article XII funds spent already exceeds $200,000. These are monies that required a 75% vote of ALL owners AND the vote of 90% of ALL the mortgage holders for all mortgages at Deer Ridge.
My personal goal if we win on this 75% / 90% issue is to force the individual board members to repay ALL $200,000 back to GGRC along with interest, etc. with our derivative action part of our countersuit.
While We Are In Court – Other Motions May Also Get Decided
Since my attorney and I will already be there, we intend to present other motions before the Judge:
An emergency motion for the Court to require all monies be paid to the Court by GGRC that are supposed to be in a separate escrow account for the property insurance that equals approximately $45,000 a year. Our Master Deed requires this separate escrow account to protect all owners. Our “board” has chosen to ignore this part, and so many other parts, of our GGRC documents, with the result that they have put all owners at significant risk. By requiring the funds to be paid into the Court, these monies can be protected.
An emergency motion for the Court to appoint a receiver to take over all management and control of GGRC. The “board” continues to keep our HOA in the money losing motel business. According to their own board meeting meetings in August 2011, they were forced to admit that they lost over $58,000 of OUR money during just the first six months of 2011. This is money that is gone forever from our GGRC reserves. This amounts to almost $120,000 a year. On top of this, they are trying to fool all owners by wrongly allocating an additional $16,000 a year in RML expenses by showing them to be GGRC expenses. If all cost accounting were done properly, RML would be shown to lose over $150,000 a year – or more than HALF of our HOA fees that all owners pay to GGRC each month. I successfully found a better management company for all owners who want to rent their unit. RML charges 43% more than Cobbly Nob Rentals – so there is no need for RML by any owner. Since the “board” is unwilling to shut down RML, and continues to mismanage and negligently operate GGRC, we will immediately seek that a court appointed receiver take over all operations – and remove all decision making from Joe Thomas and every member of the “board.” If we don’t do this, GGRC is at significant risk of being forced into bankruptcy.
These are just two of the additional motions we intend to aggressively pursue in court on December 9th. Additionally, if the “board” tries to implement ANY changes to the rules and regulations regarding balcony use or the like that are discriminatory toward resident owners, we will also aggressively challenge the “board” by showing an ongoing and flagrant pattern of discrimination.
In addition to all of the above, our attorney is currently working on additional, new filings with regard to derivation action against ALL “board” members, deceptive trade practices by Joe Thomas and other actions that are anticipated in the very near future….including SIX more Deer Ridge Owners joining our lawsuit against Joe Thomas and all “board” members.
We Live In Interesting Times!
Stay tuned….we may be seeing paradigm shifts in the way things have been done for many years at Deer Ridge. And justice may start December 9, 2011.
I just got the following comment from ANOTHER Deer Ridge Owner who has chosen to give RML the required 60 day notice so that they could benefit from the deal I cut with Cobbly Nob Rentals.
I cut this deal so that all of our owners who want to rent their unit could save 43% over the outrageous and greedy rates of Ridge Management LTD (RML) that is run by Joe Thomas and the “board.”
Cobbly Nob Realty and Rentals, Inc. is also a full service real estate brokerage agency and can help you sell your Deer Ridge unit – meaning that you do not have to use Joe Thomas and the money losing Ridge Resort Realty!
This was the comment from Jim and Wanda:
Wanda spoke with Doug Sharp and she’ll relate that in a couple of lines. We terminated our agreement with Deer Ridge and got a fax response and email response (that I asked for) from Mr. Thomas to make sure it was a done deal. So come December 10 we are out of that arrangement. And now, Wanda!
I spoke to Doug Sharp on the 13th of October. He was very accommodating and graceful in answering all 17 of my questions. Doug said he would have 3 quotes on new carpet, which we think our condo needs, available for us when we come down on November 11th for a weekend stay.
In addition, he will take care of the installation and hookup for a flat screen TV as well as the carpet that we want. He even has an arrangement with an electronics business where the products are cheaper than we could get elsewhere.
The breaks he gave us for coming over were just great! His goal is to assist us in making the move as easy as possible. I am very pleased with our conversation and we are really looking forward to working with Cobbly Nob.
Thank you Robert for making this possible!
Wanda and Jim Goebel
Thanks, Wanda and Jim!
If you, too, would like a better property management company, if you would like more rented nights and if you would like to avoid being overcharged by 43% by RML, then click Avoid the RML Rip Off for details!
PPS: Don’t forget – if you sign up with Cobbly Nob Rentals in the next 30 days, you get a ZERO cost transfer! Call Doug Sharp’s personal cell phone at 865-548-3722 and get signed up today while this ZERO cost transfer is still available.
This is the comment I received from Linda Morgan today about her experience signing up with Cobbly Nob Rentals.
Linda is the first Deer Ridge Owner to take advantage of the new property management deal I negotiated with Cobbly last week.
I cut this deal so that all of our owners who want to rent their unit could save 43% over the outrageous and greedy rates of Ridge Management LTD (RML) that is run by Joe Thomas and the “board.”
However, as you will read, Linda will show you how there are a LOT of additional benefits that you will gain from firing RML in the next 30 days and signing up with Cobbly Nob Rentals.
If you are not happy for any reason with the rental company you are using, it would be so worth your time to contact Cobbly Nob Rentals’ General Manager Doug Sharp.
Robert Goodman did us the favor of choosing them, but after speaking with them just a few times, so much more has come out about their goals for us, their attitude towards owners (they feel it is our place and do not penalize us for using it) and their way of marketing our units.
Cobbly Nob is located on 321 near Deer Ridge and has always had walk-in traffic because of their location and restaurant. What I didn’t know, is that they have had requests about Deer Ridge rentals because people can see the units on the side of the hill as they are driving by and are wondering about rentals. It is an impressive sight and that is how I found it.
The major difference you have heard about is the percentage, but there is so much more to it.
Never have I spoken to anyone or any company in the rental business in that area that has had such an accommodating attitude towards the owners, as well as having the satisfaction of the guests so important to them.
When I explained that there are some times during the winter season when our road is not navigable and what would they do in that situation, Mr.Sharp said they have 4 wheel drive vehicles there at their office and drive the guests up safely and also bring them down when needed. Would that be noticeable to a guest, or would they rather have a sign saying “road closed” and no way to get thru.
If this service was ever offered by RML, I never heard of it.
Also, as with other rentals companies, Deer Ridge was always difficult to put into their rental company because of various reasons. It is the perfect time to try a company who has other units for rent and doesn’t depend on gouging only us for every little thing. Also the location is perfect for our guests and they get walk-in traffic as well and are earnest in building repeat customers. They are as happy about having the chance to work for us, as we are to have them. Have you ever heard that before?
Quite a different attitude than with the previous company. So yes, the percentage is better, but it is worth your time to contact Doug at Cobbly Nob and see what else they have to offer. Rentals and rental companies are changing in the Gatlinburg and area and it is time to go with a more updated company and their system. Deer Ridge is such a beautiful place it will be nice to get what it deserves traffic-wise.
Thank you again to Robert Goodman for qualifying this company for us all.
If you would like a better property management company, if you would like more rented nights and if you would like to avoid being overcharged by 43% by RML, then click Avoid the RML Rip Off for details!
PS: Cobbly Nob Realty and Rentals, Inc. is also a full service real estate brokerage agency and can help you sell your Deer Ridge unit – meaning that you do not have to use Joe Thomas and the money losing Ridge Resort Realty!
PPS: Don’t forget – if you sign up with Cobbly Nob Rentals in the next 30 days, you get a ZERO cost transfer! Call Doug Sharp’s personal cell phone at 865-548-3722 and get signed up today while this ZERO cost transfer is still available.
Below is a copy of an email that was sent to Joe Thomas and the “board” at Deer Ridge Mountain Resort.
We believe that Joe Thomas continues his attempted harassment, intimidation and discrimination against any and all resident owners at Deer Ridge who in any way reduces his income from the illegitimate RML motel rental activities.
Judge For Yourself
To: Joe Thomas and “Board”
Re: Two Letters Regarding Our Handling Of Noisy, Obnoxious Tourists
We received your specious letters of August 5, 2011 and August 24, 2011 complaining about my approach to handling noisy, obnoxious tourists who stay in Unit A-302 at Deer Ridge Mountain Resort.
Neither of your letters are worth my time to point out the countless factual errors and false allegations and spurious assertions that have zero merit…but let me clarify some points for you and the “board” that pertain to this subject:
I view these letters for what they are: part of an ongoing pattern of attempted harassment and intimidation by you and the “board” in order to continue your discrimination against any and all resident owners at Deer Ridge who in any way reduces your income from the illegitimate RML motel rental activities.
We have been told by four tourists in the past six weeks that you are offering a “reward”, incentive or other kinds of compensation in exchange for those tourists generating a positive, glowing report on their stay at Deer Ridge. Besides the clear lack of any ethical moral compass in your even attempting to bribe tourists to give these glowing reports, it strongly emphasizes what I personally believe to be fact: That you continue to flood travel sites with these kinds of bogus reports in order to bury the many negative reports that honest tourists file regarding their stay at Deer Ridge.
Likewise, because of what we see as proof of your tourist report manipulation, we believe that the one that you included in the August 5th letter could have been equally manipulated to misrepresent the truth in order to harass me as a resident owner. I even find that the wording of the tourist complaint smacks of being coached for compensation.
I do continue to note that when the property is almost completely vacant, all the tourists seem to be magically clustered in the A Building, based on parking hangers in the windshields…whereas almost all of C and D Buildings are completely vacant.
Once we get the books and records, we plan on investigating the statistical spreads of rental nights to see if there is, indeed, a pattern of dumping as many tourists as possible in units close to resident owners. If this is, indeed, being done, it is not only more proof of ongoing discrimination against resident owners…but it is also robbing owners in the C and D Buildings of their proportionate share of rental income.
We have also been told by three recent tourists that stayed in Unit A-302 that they knew we were owners. We find this highly suspicious since there is nothing whatsoever on our door that indicates in any way that we are owners. Hence, the only way these tourists could have known that fact was that they were told that during some kind of discussion with the office staff or with you. Besides the obvious increased risk factors to us and the safety of our home created by this kind of inappropriate disclosure, we see this as signs of yet more slander and discrimination against resident owners.
This further supports our strong suspicion that you are willfully and intentionally placing tourists above us who may be instructed, and rewarded, to be especially obnoxious when it comes to being noisy. This would be consistent with what we have been told by prior resident owners here at Deer Ridge that were equally convinced of your attempted harassment and intimidation in order to discriminate against any and all resident owners.
Additionally, we are not constrained by your methodology to deal with obnoxious tourist behavior.
Your “quiet hours” are only a subset of our quiet hours. As a disabled, senior citizen who is home most of the time, my quiet hours are more extensive. As such, I am investigating my legal rights under federal and state fair housing laws that prohibit any discrimination against the disabled and the elderly by you and the “board.”
In fact, I have the legal right to the peaceful and quiet enjoyment of my home ALL the time.
We find that the tourists at Deer Ridge pretty much follow the usual 80%/20% rule. 80% of the tourists are considerate and accommodating once we let them know that the foot fall problem is so bad here due to design issues of the entire property.
We find that knocking on the ceiling once or twice is usually sufficient for reasonable parents to keep their kids from running and jumping around in A-302.
Other times, we find that giving them the one page note that you found so objectionable solves the problem. (Since you erroneously consider it a “sign” that somehow violates the Master Deed and Bylaws, we will either hand it to them directly or leave it as a letter in an envelope for them. Frankly, this same note should be framed and hung in every rental property so that tourists understand the problem since so many complaints regarding foot fall noise have been listed on Trip Advisors, Expedia, etc.)
When the above does not work, I will continue to pound harder and more frequently on our ceiling and I will be forced to increase my direct confrontations with these obnoxious, inconsiderate tourists as I see fit in my sole discretion within the legal constraints of local and state law.
Since you find my one page note so objectionable, I will, from now on, immediately call the Pittman Center Police Department for help in cases of someone as objectionable as the tourist mentioned in your August 5th letter.
We have never benefited from any noise relief by calling the office and will not waste our time with that approach any more. We have received immense help and support on Deer Ridge noise problems with the Pittman Center Police.
Our objections to noise are not solely focused on tourists. As you know, there is another resident in our building who is notorious for noise and a blaring radio on her balcony. When other approaches would not work, I finally called the Pittman Police Department on May 24th. I had recorded the incident on video and the police officer graciously heard our complaint and immediately dealt with this owner. In the nearly 100 days since the police call, there has been zero noise problem from this other owner. If she causes a problem again, even once, we will not hesitate to immediately call the police again, including filing a complaint for prosecution. (You are welcome to view the filed police report if you wish.)
The police officer made it clear that it is part of his job to deal with noise issues at Deer Ridge and urged us to immediately call regarding ANY noise problems we have at this property.
As a consequence, from now on, if we ever have another obnoxious tourist above us who does not immediately cease and desist their noise causing activities, I will once again call the Pittman Center Police Department.
Likewise, if you EVER rent to a group who hires a band to play in the pavilion again, we will immediately call the Pittman Center Police Department. We don’t care how many drunken golfers you may have rented units to. We don’t care what you may deem to be quiet hours. We don’t care how much money you or RML make from the pavilion rental. It will never be tolerated again.
Whether you like it or not, the above is OUR legal and legitimate methodology for dealing with noise issues at Deer Ridge.
I hereby demand that you and the “board” immediately:
Stop any and all harassment of any and all resident owners at Deer Ridge.
Stop trying to unethically manipulate reviews of Deer Ridge.
Stop any and all slander of us or other resident owners to tourists. No tourist has any need to know who is an owner here.
We also demand that you stop any intentionally noisy or potentially noisy tourists from staying in Unit A-302. With all the vacancies at Deer Ridge, it is easy enough to direct them to units above empty condos.
After all, I doubt you want to have a police officer, with uniform, badge and gun, show up knocking on doors at Deer Ridge – or showing up at some drunken party at the pavilion.
Who knows what kind of reviews those kinds of confrontations might generate?
Joe, now that you know MY methodology on noise control, and MY approach to ensure that I have peace and quiet in my own home, I hope you will begin to govern yourself accordingly.
And, if you can’t seem to control yourself, I hope that the “board” will help you understand the implications of all of the above.
cc: Deer Ridge Owners Blog
PS: Naturally, all of the above is my own personal opinion. Please see disclaimer below.
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Legalese On
GENERAL DISCLAIMER FOR ALL PAGES AND POSTS AND EVERYTHING ELSE I DO OR SAY REGARDING DEER RIDGE AND ANY AND ALL RELATED PARTIES:
Note: This email, and the information on any and all other posts and pages by me about General Manager Joe Thomas, GGRC, RML and /or the Board of Directors and its members, or any related topics, are my personal opinions based on my ongoing investigation into the actions and inactions of the GGRC and RML Board of Directors and / or Joe Thomas, General Manager.
While I believe these allegations to be true based on my objective analysis, these opinions remain as only allegations until I, or others, prove things in court.
My goal is to offer all owners all the information and evidence that I have available so that everyone can reach their own conclusions.
Please note the obvious:
Everything I ever say or write in person, via emails, or on my blog, about Deer Ridge or any and all related entities and organizations or any and all affiliated personnel or owners, is strictly my own personal opinion of course – based, in part, from my owning a unit at Deer Ridge for over five years – and on my own personal history.
That history includes earning a Presidential MBA degree, being awarded a Bachelor of Science, With Honors, in Engineering Physics from UT, working for NASA as a rocket scientist at Marshall Space Flight Center, 30 years of CEO experience directly employing and managing many hundreds of people at multiple companies I personally started and operated (including one that I took public), 15 years experience buying and selling over $100 million of property and managing more than 45,000 rental units – AND being able to read and do four-function arithmetic.
It’s a bad real estate market out there. I know – you heard it here first.
According to the latest analysis of home price trends in 384 markets based on the Fiserv/Case-Shiller Indexes, it will be well into the second quarter of 2013 before median home prices across the nation probably bottom out. Click Housing Recovery Slips Out of Sight to read the CNN report.
That’s two more years where the general real estate market will get worse – with prices probably falling ANOTHER 15% to 25%. If we go into a double dip recession, which is now appearing likely, additional price drops could end up being more severe.
As bad as that is, the situation for selling condos at Deer Ridge Mountain Resort in Gatlinburg, Tennessee is even worse.
Selling A Deer Ridge Condo – Reality Check
Besides it being the worst real estate market since the depression, Deer Ridge owners have several other MAJOR strikes against them that make our units virtually unsaleable to anyone:
Deer Ridge has THE highest monthly HOA fees, per square foot, of ANY condo in the entire Gatlinburg / Pigeon Forge / Sevierville or Knoxville area. At $410 to nearly $500 a month, we simply are pricing our units out of the marketplace – especially when comparing the ratio of HOA fee to the price of the condos.
These outrageously high HOA fees will probably rise by $70 to $100 a month MORE when the “board” sets the budget for 2012. This could end up making our monthly HOA fees a staggering $500 – $600 a month on properties that sell for $35,000 to $90,000.
Buyers for Deer Ridge units have the inexcusable burden and liability of having to support and fund a motel business, RML, that is losing all owners over $150,000 a YEAR and is bankrupting our GGRC HOA.
For many folks who could afford a Deer Ridge condo with a normal mortgage, the HOA fees here knock them out of qualifying for financing and reduces, yet again, the small universe of potential buyers who might, just maybe, have an interest in owning a condo at Deer Ridge.
The Glut – At Least 43% Of Deer Ridge Owners Want To Sell
If all of that wasn’t bad enough, there is “The Glut.”
As of now, there are 23 known units at Deer Ridge that are already officially on the market for sale. 21 properties are shown on the MLS listing (click image to get a copy of the document) – PLUS another owner listed his unit last week – and another owner is trying to sell her unit as a For Sale By Owner.
On top of all of that, we know of at least another 13 owners who have indicated that they want to sell their Deer Ridge condo – but see it as currently pointless to even list it for sale. This is known as shadow inventory.
This means that out of the 84 total units at Deer Ridge:
27% of the units are officially on the market. This, by itself, is a HUGE red flag to most buyers when that high a percentage of units at one development are on the market at one time.
43% of the owners want to sell – when you count both those on the market plus the shadow inventory of those who really want to sell.
That’s nearly HALF of the owners of ALL condos at Deer Ridge want to sell!
And, you are directly competing with other owners to grab the attention of very few prospective buyers for Deer Ridge.
On top of that, all owners at Deer Ridge are having to compete with the mass of sellers dumping their properties all over Gatlinburg and Pigeon Forge as a result of the economic and real estate downturn.
Folks, that 43% of all units at Deer Ridge represents a Glut – and creates even more red flags that are waving in the faces of any prospective buyer of a Deer Ridge unit.
My guess is that many of the shadow inventory units will desperately and aggressively come out of the shadows and be placed on the market if the board has their way and raises the HOA fee by $70 or more in the next three months so they can continue to cover the massive hemorrhage caused by RML’s huge negative cash flow.
If that happens, more and more owners will try slashing their asking price just to try and dump their units at Deer Ridge – with everyone trying to out slash all the other, competing sellers at Deer Ridge.
Another Disadvantage: Selling Through Joe Thomas and Ridge Resort Realty
So, how do you compete to get your unit sold when almost half of all owners are trying to sell basically the same unit?
For one thing, don’t list with Joe Thomas and Ridge Resort Realty.
Surely, by now you know that he is ONLY interested in selling any units to non-residents who will use their unit for a few weeks a year and list it with RML for rental income. In my opinion, he will NOT try to sell to anyone who does not fit this tourist / motel rental profile, folks! He will NOT try to sell to anyone who might use a different rental company.
This is especially true if you are currently using RML since he knows he gets management fees from you as long as you are stuck with your unit. If your unit sells, it is a financial risk to him since the new buyer might not sign that RML agreement that keeps a non-competitive 50% of rental collections.
This means, in my opinion, if you are listing your unit for sale with Joe Thomas, you have a much WORSE chance of finding a buyer than if you list your property with someone else. Other owners are using other brokers – so they have a competitive advantage over you if you are using Joe Thomas. The other brokers don’t care who buys your unit or if they plan on renting out your condo after they buy it.
Recommendation: Terminate your listing agreement with Ridge Resort Realty and list your unit with another broker. At least this one disadvantage would be solved – and you would gain an advantage over all the other owners at Deer Ridge who don’t understand this issue.
Another Disadvantage: Give RML A 60 Day Notice – And Save Yourself Up To $1,000 A Year Or More.
As you all know, RML raised its management fee to a whopping 50% of all dollars they get from renting your unit. The market is, at most, 40%. RML is continuing to charge non-owners 40% to manage their properties – but raping owners with their above market 50% fee. This represents a 25% increase in the dollars out of your pocket and into the pockets of Joe Thomas.
Clearly, Joey and the rest of the Gang don’t give a damn about owners or they wouldn’t have raised your fee from 40% to 50%.
It may seem “convenient” to just use RML to manage your condo rentals – but there are a LOT of other rental companies in Gatlinburg that want your business. These other rental companies would compete for your business with a better rate and better service than you are going to get from Joe Thomas and RML.
Don’t be passive for false “convenience.” That’s what Joe Thomas counts on: That you will be too passive, too lazy, too complacent to find a better management company where you get to keep $1,000 or more in your own pockets each year.
Give Joey the required 60 day boot – and get a better rental company!
(See below about how one company only charges 35% – and on a property that has half of our HOA fees for a much nicer and even smaller complex.
The Only Solution – If You Ever Want To Sell Your Deer Ridge Unit
The only solution to the gross disadvantage that Deer Ridge condos have in the market requires four steps:
Sell or shut down RML and get out of the motel business and stop the $152,000 a year hemorrhage that is bankrupting GGRC. (Be sure and give your 60 day notice to RML and have your unit already listed with another rental management company!)
Fire Joe Thomas – this small 84 unit complex can’t afford his $100,000 employment package.
Hire an independent HOA management company for $20,000 a year – including all bookkeeping. Click Bid to see an actual bid by one company to manage Deer Ridge for only $1,680 per month including all bookkeeping!
After the above three steps are done, cut all monthly HOA fees in HALF – and still have a positive cash flow for GGRC!
All of the above can be done over the next 60 days with the support of over half of the owners.
Another Reality Check: You ARE Stuck With Your Deer Ridge Unit
Even with the above steps, you are probably stuck owning your Deer Ridge unit for at least two more years.
But with the above Four Step Plan, your HOA fees are cut in HALF while you still own…your property value will go up and your property is immediately more marketable once the real estate market improves.
Doesn’t it make sense to immediately implement that Four Step Plan – and cut our HOA fees in half NOW?
Stay Tuned For The Four Step Proxy
We are having our attorneys draft a proxy in accordance with Article XI of the Bylaws requiring a special meeting and vote strictly to cover the Four Point Plan. With your help, we won’t have to wait for our lawsuit to shut down RML and stop the negative cash flow.
If you agree with this and want your HOA fees cut in half, and are willing to sign such a proxy, let me know and we will notify you as soon as the proxy is ready.
PS: Want To See A Sample Of How A Gatlinburg property should be run: The Highlands Condos of Gatlinburg, Tn.
The owners at The Highlands in Gatlinburg are not at risk for covering a property management company’s negative cash flow like we are with RML – even though they have an onsite management company.
Werner Enterprises, Inc. is located on premises and only charges a 35% management fee (versus 50% at Deer Ridge.) Werner Enterprises does extensive marketing and furnishes housekeeping, linens and supplies in each unit. But by having a totally independent property management company from the HOA, the HOA Board can focus on the owners’ interests and not to be involved in a “For Profit” business that has MANY interests that are contrary to the real interest of the owners.
Their HOA Fees:
1 bedroom $225.00 per month / paid quarterly
2 bedroom $282.00 per month / paid quarterly
3 bedroom $338.00 per month / paid quarterly
Their HOA Fees Include: Water, sewer, cable TV, building insurance, trash collection, common area electricity, pest control, pool and hot tub operations and even firewood (in season). Compare their 1 bedroom charge of only $225 to the outrageous HOA fees here at Deer Ridge where we pay $410 a month for the same things – but we don’t get the firewood included.
That means we are paying 82% higher monthly fees than they pay for their 1 bedroom units. And that’s before the “board” tries to raise our HOA fees AGAIN in November by another $70 a month. That would make our fees 113% higher than the Highland’s fees.
Hmmmm….isn’t that interesting – since our Master Deed shows that Luther Parker and the rest of the “board” are currently overcharging all 30 owners of 1 bedroom units at Deer Ridge (36% of ALL units) by this same 82%!!!!
The Highlands have only 54 units to share in common expenses…which should make each unit’s HOA fees higher…but it doesn’t since they don’t have to support Joe Thomas‘ $100,000 plus compensation package and the massive negative cash flow of a money losing motel operation like RML.
This is what we at Deer Ridge compete with – even though these condos sell for $140k – $325k. and the views rival ours here at Deer Ridge. See the details by clicking The Highlands.
Folks, this should show you that it is PAST time for a MAJOR change at Deer Ridge. Vote to implement the Four Step Plan!
Six additional Deer Ridge owners have joined as co-plaintiffs in the $3 million lawsuit that was previously filed against general manager Joe Thomas and all five current “board” members Luther Parker, Larry Ohm, David Barone, Margie Duncan and Tom Reise.
Other Deer Ridge owners are expected to also become co-plaintiffs in the coming weeks as opposition continues to grow against:
The illegitimate stonewalling by the board at blocking all access to the Administrator’s Book that is required by the Tennessee Horizontal Property Act.
The gross mismanagement of the property and GGRC that makes our $400- $500 monthly HOA fees the highest per sq ft in the entire area and making our condos unsaleable – this is even before the probable $70 a month increase that may be implemented this November.
The gross negligence at forcing our HOA to remain in the motel business in spite of massive, real losses that have cost GGRC and ALL owners millions of dollars over the past decades.
The contemptuous violations of both Tennessee state law and the governing documents of our HOA including the board members’ illegitimate ultra vires expenditures exceeding $200,000.
The ongoing 82%, monthly HOA fee overcharge of all 1-1 owners.
If you, as an owner at Deer Ridge, object to these five points, you should also join other owners as a co-plaintiff to stop this HOA Board Abuse. See details below.
The David Barone Lie
In the minutes of the recent board meeting and annual meeting, David Barone lied to all owners when he claimed that the Judge dismissed our lawsuit against GGRC, Joe Thomas and all the individual board members.
The judge did NOT dismiss the lawsuit…but he did rule that we were required to either make all owners a party to the lawsuit, i.e., sue all owners, or to get 5% of the voting shares to join with us as a co-plaintiff so that we would qualify as a derivative action suit…once this was done, the Judge indicated that he would rule on the declaratory motions for summary judgment that we have filed. These include our request for a ruling that RML is illegitimate and squandering half of each month’s HOA fees every month for every owner and, as such, should be immediately shut down or sold.
Because of the actions and objections filed by the “board”, we didn’t have any choice but to immediately have more owners join my lawsuit as co-plaintiffs to get us to a total of at least 8 votes out of the 154 available votes in GGRC in order to meet the requirements of a derivative action suit against the individual board members for their violations of the Master Deed and Bylaws and Tennessee state law.
The Derivative Action Against All Board Members
During the court hearing on April 26, 2011, the Judge postponed hearing on our motions for summary judgment until such time that we were able to show that at least 5% of the owners at Deer Ridge were parties to the lawsuit.
With our current and growing list of other owners willing to stand up and be counted against the HOA Board Abuse that has been going on for years at Deer Ridge, we now meet and exceed this judicial requirement.
We already have 11 votes – and the list is growing. With this 11 votes, we already have more votes than we need.
The Magnificent Seven
There are now SEVEN Deer Ridge owners that will be suing Joe Thomas and the rest of the Gang of Six.
This Gang can no longer continue their propaganda of misinformation that there is just one “crackpot” out of all the owners who objects to the way things are done. There are now seven “crackpots” who recognize that the ONLY way things will ever improve at Deer Ridge is to get rid of RML, get out of the motel business that is bankrupting GGRC, get rid of the current “board” and find board members who are willing to abide by Tennessee state law and the GGRC Master Deed and Bylaws.
The “Magnificent Seven” – the seven current co-plaintiffs represent nearly 11 votes or more than 7% of the voting constituency of GGRC and, as such, exceed the required 5% needed to pursue the derivative action against all board members, individually.
As such, we plan on amending our motions to immediately and aggressively continue our pursuit of our current motions for summary judgment as part of our derivative action.
Did You Want To FINALLY See The REAL GGRC Books and Records?
Did you want a copy of all the GGRC and RML books and records it’s taken me six years to get?
Well, good luck with that if you try to do it yourself.
Joey and the Board, in their ongoing attempts to block owner access to the REAL books and records, got the Judge to temporarily agree to a protective order. (The harder the Gang of Six resists releasing the state required Administrator’s Book, the more suspicious it is about what they are trying so desperately to hide.)
With the protective order, you as an owner at Deer Ridge still won’t be able to see ANY of the books and records, email correspondence, payroll information and other information about your property, your investment or your HOA that I am able to uncover with my lawsuit. As of now, I won’t be able to even talk about it here on this blog.
We expect to file a new motion to allow us to release this information to all owners – but for right now, Joey and the Gang are doing all they can to make sure other owners can’t see what we are forcing them to show us.
(This should be a HUGE red flag to ALL owners that something is NOT right at Deer Ridge with its books and records.)
However, there is ONE way for YOU to get around the Gang’s protective order: Join with us as a co-plaintiff in the lawsuit.
As a co-plaintiff with us in our lawsuit against Joe Thomas, Luther Parker, Larry Ohm, David Barone, Margie Duncan and Tom Reise, you will get to see EVERYTHING that I get to see with our court ordered production of documents.
Remember, it is these six individuals posing as board members who are explicitly and deliberately blocking YOU from your rights to see these documents and the books and records on YOUR investment at Deer Ridge.
Don’t tolerate the injustices of the Gang of Six. Become a Magnificent Co-Plaintiff with the seven of us – and gain FULL access to ALL the documents and books and records of Deer Ridge.
If you are a Magnificent Co-Plaintiff, there is nothing that the Gang of Six can do to stop you.
Become Magnificent Too – Join The Seven As A Co-Plaintiff To Fight The Gang of Six
Would you like to help stop RML from squandering half of our monthly HOA fee?
Would you like to be able to finally see the REAL books and records of Deer Ridge?
Just click Co-Plaintiff – or the image to the right – to download the one page document drafted by our attorney to join the litigation as a co-plaintiff so we can finally get these critical Deer Ridge issues resolved. As you will see, there is no cost obligation to you – unless you want to consult directly with the attorney for some reason.
If this sounds good to you, please complete the form and fax, email or mail me the completed document. Also, if you know of any other owners who would be willing to sign the attached, please forward it to them.
Together, we can finally hold this Gang of Six individually accountable for their multitude of illegitimate violations of our Master Deed and Bylaws – stop the massive negative cash flow from being in the motel business – and keep this Gang of Six from forcing GGRC into bankruptcy.
There has been a long running list of discriminatory acts at Deer Ridge by Joe Thomas and the “board” against owners who reside full time in their own units.
The underlying cause of this is clear: The Gang of Six (Joe Thomas + Five “board” members) is doing whatever they can, irrespective of our Master Deed and Bylaws, to keep us in the motel business no matter how much it costs ALL owners to feed their huge negative cash flow. The Gang is determined to keep “Little Joe’s Notel Motel And Mountain Resort” operating – even if it drives GGRC into bankruptcy.
Since that is their main goal, any owner who does not use RML, with their rip-off rate of 50% management fees, is considered the enemy. So, their agenda seems to be to run off anyone who occupies their unit and interferes with their motel business. With RML barely hanging on by a thread, even gaining one more unit might be pivotal. Even if that means trying to force resident owners to sell in frustration from all of the harassment.
One Smoking Gun: The Board Minutes of April 2004
If you have any doubts that this RML focus is the prevailing mindset of the power elite and Joe Thomas, I invite you to click BOD Meeting 043004 to download a complete copy of the minutes from that “board” meeting. What you will find on page 3 is the following:
Maybe it is just me – but that sure looks like it is clearly the intent of the board at that time, along with its general manager Joe Thomas, to illegitimately gerrymander prospective buyers of all condos for sale at Deer Ridge.
If anything, my guess is that the Gang of Six is even more desperate now, seven years later, to get this property so every unit is a rental unit. And, by definition, if it is a resident owner unit, it cannot be a rental unit.
Notice they want to research “the legal limits” of not allowing any “future units being sold to become non-rental units.” This means to me that they don’t mind getting into some very gray areas of enforcing this issue even beyond black and white legal limits.
(Note: this should also be a major red flag if YOU are one of the 19 out of 84 units (23% of all Deer Ridge units) currently for sale through Joe Thomas and Ridge Resort Realty. Be sure and read how Joe may not have your best interests at heart and may be ignoring interested buyers who may want to be resident owners since it would negatively impact him and RML!
We believe this “gray area” beyond “the legal limits” to turn all of Deer Ridge into a “rental property only” has continued to be aggressively pursued by Joe Thomas and the Gang to this day.
Board Minutes of April 2011
During the last “board meeting” in April 2011, the Gang of Six instituted changes to the Rules and Regulations that directly discriminate against resident owners at Deer Ridge.
Notice the yellow-highlighted areas.
There is NO need whatsoever for resident owners to notify the office that they will be away overnight. This is a gross invasion of privacy and does not effect the office or its operation whatsoever. They already have an emergency number. We have lived in many condos during the past several decades and NONE of them EVER required anything of the sort by resident owners. We see this requirement as a major security issue. If the office and other personnel know that we are gone for X number of days and nights, along with the office having a key to our condo, this opens up multiple, potential opportunities for break-ins and other nefarious acts such as theft, vandalism, etc. Plus, we have documented proof of Joe Thomas and RML renting OUR unit when there was NO rental agreement whatsoever. Could it be that Joey wants this advanced notice for more of that kind of illegitimate nonsense? We see the Gang’s insistence on this as a despicable interference with our quiet enjoyment of our own home and will NOT provide them prior notice of any of our travel plans.
This parking requirement for no more than two vehicles was clearly aimed at one resident owner who happens to have two cars and three motorbikes. This owner only took up three parking spaces with all of these vehicles at one of the far ends of the property. We see this as more evidence of an ongoing pattern of discriminatory behavior against resident owners. We often see tourists here who have more than two vehicles per unit.
Note that Item 5 also says it OK for small motorcycle trailers and small RVs to be here for 14 days. Clearly, this is more discrimination. What difference is there if Tourist A is here for a week or two with the above and then Tourist B shows up with the same above vehicles, then Tourist C, etc. I think you see my point. It is OK for tourists who support RML to do things that are NOT allowed by resident owners!
Item 6 says no vehicle maintenance which means I can’t even clean my windshields or fill my windshield washer reserve without violating this far reaching and ambiguous section of the Gang of Six’s Rules and Regs? What about jump starting a dead battery? What’s interesting is that an employee had to work on their car in the parking lot during the past month. Plus, we see tourists having to work on their cars often – especially with the drop in the tourist social-economic profile during the past year (a LOT of this year’s tourists don’t use suitcases – they use trash bags for their belongings.)
Item 10 has been used against resident owners by Joey claiming that guests of owners cannot be in the pool since they are not registered RML guests. This again is clear discrimination. Joey claims that the owner must be present for owner’s guests to use the facilities. Really, Joe? What difference is there if I offer my unit to my sister to use and she wants to use the pool – versus an owner using RML and those tourists using the pool? Besides, we already have all of those non owner cabin tourists using our facilities for free, increasing wear and tear that all owners have to pay for…just so RML can stay in the motel business.
I believe all of the above clearly shows a pattern of intentional discrimination against resident owners.
But, wait! There’s more.
Future Attempted Changes To the Rules And Regs – For More Discrimination Against Resident Owners
During the same April 2011 board meeting, the minutes reflect even more onerous discrimination. This is an excerpt from those minutes:
Clearly, there are FOUR types of owners – all of whom have property rights – irrespective of the Gang’s gray area discrimination attempts to turn all of Deer Ridge into a 100% rental property for the RML motel business.
A key element of this discussion is to try and impose rules that will constrain resident owners that won’t have any real impact on the tourist trade. For example, the constraints on the use of your own balcony. This includes last year’s discussion about prohibiting even small stacks of firewood on the balconies. Obviously, tourists would not use a balcony the same way a resident owner would, including the need for firewood for more than a few nights stay.
That having been said, we see tourists leave all sorts of stuff all over the balconies where nothing is done about it. This includes firewood, coolers, boxes, wet clothes hanging over the railing, bicycles, large air mattresses, rafts, large inner tubes, etc.
These tourists rarely if ever get hassled by Joe and RML over this stuff since the average stay is only a couple of nights. The issue, like the ones mentioned above, is that Tourist A does this, then Tourist B, then Tourist C and so forth. So, for resident owners we are barraged with significantly more eye sores than Joey and the Gang want to allow for us.
Clearly, another strong indication of a pattern on ongoing discrimination.
Lastly, David Barone seems to be harping on “No Commercial or business activity..” is allowed. Many leases and HOAs have similar constraints. These have been interpreted by the courts to mean business and commercial activity that are outside of residential zoning constraints and generally mean those kinds of enterprises that have a customer on site requirement which impacts traffic and parking.
David Barone would have you think that it means that NO business activity can be carried out in any Deer Ridge unit. This would mean that you could not even make a business call or check your business email while you are at Deer Ridge. Really, David? You REALLY want to try to pursue this rabbit trail? Bring it on!
Next?
Those are just the cards that Joey and the board have shown so far as either direct or indirect attempts at discrimination and intimidation of resident owners in their ongoing efforts to keep GGRC in the motel business.
I, for one, will not tolerate anything of the kind. As a consequence, we are already looking at incorporating this ongoing pattern of discrimination into our current lawsuit against the individual board members. Part of our current lawsuit is to force us out of the motel business and to shut down the illegitimately formed RML If we need to also take immediate, legal steps to stop this discrimination until RML is shut down, we will.
It is way past time for Joe Thomas and the Gang to understand that Deer Ridge was NEVER intended to be a 100% rental property – and nothing in the Bylaws and Master Deed allow their “gray” attempts to circumvent the ruling documents of GGRC.
We’ve heard many owners tell us that they plan on making Deer Ridge their full time home when they retire. We are doing all we can to help make sure that you, too, won’t suffer this kind of ongoing resident owner discrimination.
Check out our new Deer Ridge Owners webcam for the current view from our balcony!
Just click the photo for the most recent update. Updated every 5 minutes.
Top 10 Cam Award!
Our new Cobbly Nob TN site was just chosen as an Earthcam Top 10 Webcam!
All of this in just our first two weeks of operation - and before we install our new wide angle, high definition lens! Stay tuned for even better images!
EarthCam, Inc. is the global leader in providing webcam content, technology and services and ranks among the top 1% of all websites. EarthCam.com is the world’s favorite webcam network and the EarthCam Network cameras have been seen on top news shows, including CNN’s Headline News.
New YouTube Channel For Deer Ridge Owners!
Check out ALL of our videos on our new YouTube Channel for Deer Ridge Owners:
We already have videos that will walk you around the whole property and give you reviews from past guests and tourists. Find out what they REALLY have to say about Deer Ridge!
We are adding even more videos in the next few weeks - so check out our Deer Ridge Owners Channel often!
Update: Just added two new videos for a total of 20 videos so far! Check them out!
Owner Files $3 Million Lawsuit Against HOA, General Manager And Board Members
A homeowner in Gatlinburg, Tennessee has filed a $3 Million Lawsuit against his HOA, General Manager And All Individual Board Members at Deer Ridge Mountain Resort.
In response to their meritless, retaliatory $1 Million defamation lawsuit against me, I have now filed a $3 Million lawsuit against Deer Ridge Mountain Resort, AKA Gatlinburg Golf and Racquet Club HOA and Joe Thomas, Luther Parker, Larry Ohm, Margie Duncan, David Barone and Tom Reise, all as individuals.
If you believe in free speech as much as we do, we need your help - no matter where in America you may live.
The Deer Ridge HOA board and individual board members have filed a $1 Million Lawsuit against me in their ongoing attempts to stop this blog and have its contents removed. Click Press Release for details.
This power clique wants to continue to block free speech on this property and to keep their illegitimate secrets hidden from other owners.
They are willing to spend tens of thousands of dollars of other owners' money on legal fees to keep themselves in power while they continue to break both Tennessee state law and Deer Ridge property law.
We need your help with the legal fees that will be required to force them to abide by the law - and insure that Deer Ridge Mountain Resort is entitled to free speech like the rest of America.
If you would like to join with others who believe in free speech and believe that all of the 305,000 Home Owner Associations across the nation should be protected from tyrannical boards that ignore the laws, please click the
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Even a donation of just a few dollars would be very greatly appreciated as a way of showing that we have financial support from thousands of Americans for these important issues!
Thanks so much to all of those of you who have already contributed!
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With your help we can fight and win this $1 Million lawsuit - and keep this blog active - and an inspiration and model for other HOA Abuse Blogs across the nation.
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